Both federal and local banking laws apply in the Commonwealth, giving the investor assurance that their transactions is protected. In addition to retail banking services, the Northern Marianas also host several finance companies, security broker dealers, trust companies, remittance companies and foreign exchanges. There are no restrictions on repatriation of funds. Banks and remittance companies can easily write transfer funds to anywhere in the world. Automated teller machines are networked with Cirrus, Star, Plus and other systems for convenient access to cash.