To meet the needs of a growing population with a broad range of living requirements, the 1990's have brought a housing boom in the Northern Marianas. Today there is a full range of choices available for visitors and residents: apartments, condominiums, rental homes and homes for purchase or lease can easily be found on the three islands of Saipan, Tinian and Rota. For those who would like to build their own home, there is an abundance of raw land available.

In addition to commercial banking institutions, the Northern Marianas Housing Corporation (NMHC) provides direct loans and loan guarantees for housing. Major loan programs include NMHC's direct and loan guaranteed, Farmers Home Administration (FmHA), Home Loan, Federal Housing Administration (FHA), Guam Savings and Loan Association (GSLA), Housing Preservation Grant (HPG) and Home Investment Partnership (HOME) and Direct Veterans Loan Program.

Commercial office and retail space can be easily located on the island of Saipan. For information about raw land, homes and commercial spaces for rent, the following private firms offer assistance: